Savings
When It Comes to Savings, Set It and Forget It
If you don’t have to think about savings and you never see the money, you’re more likely to leave it alone. Even small amounts each
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Smart investors don’t put all their investment eggs in one basket. Instead, they put money into a mix of different baskets when trying to … hatch some profits.
When your chances of success or failure are spread out across investment categories, you’ve got a diversified investment portfolio — and that’s just what you want. You can diversify by:
Tweaking your mix over time is one way to manage risk. Want to go conservative? Put more into less risky investments. Feeling aggressive? Put more into higher risk categories. You can also shift your mix as your goals, timeframes, or risk tolerance change. Think about your event horizon, and make changes accordingly.
But whatever you do, keep that portfolio diversified, keep your eyes on the big picture, and stay invested.
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