Savings
Work Up To Savings
To reach your savings goals, you may have to cut back — or cut out — spending in other areas. This is how budgeting gets
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budget
Smart investors don’t put all their investment eggs in one basket. Instead, they put money into a mix of different baskets when trying to … hatch some profits.
When your chances of success or failure are spread out across investment categories, you’ve got a diversified investment portfolio — and that’s just what you want. You can diversify by:
Tweaking your mix over time is one way to manage risk. Want to go conservative? Put more into less risky investments. Feeling aggressive? Put more into higher risk categories. You can also shift your mix as your goals, timeframes, or risk tolerance change. Think about your event horizon, and make changes accordingly.
But whatever you do, keep that portfolio diversified, keep your eyes on the big picture, and stay invested.
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